Hiển thị các bài đăng có nhãn lessons. Hiển thị tất cả bài đăng
Hiển thị các bài đăng có nhãn lessons. Hiển thị tất cả bài đăng

Chủ Nhật, 12 tháng 5, 2013

A compass for the road of life: Top 10 lessons I learned from Mom

Mom. Just saying the word conjures a kaleidoscope of feelings, thoughts and memories. This woman did far more than change your diapers – she put years of time and effort to prepare you for a life marked by happiness, success and, when necessary, consolation. These ladies are weaving the fabric of society, and on May 12th, our nation comes together to celebrate the most important job that exists -- being a mother.

My mother taught me more life lessons than I can count -- and sometimes even put into words. But there are a core set of invaluable takeaways as her child that I strive to pass along to my own children and the hundreds of households I’ve worked with over the past two decades as an estate planning lawyer and family wealth counselor. Here are “The Top 10 Things I’ve Learned from Mom”:

1.      You only have one chance to make a good first impression – be friendly and dress up. Mom was Miss NYC in her youth, and also a performer, particularly a professional singer.  Mom taught us that everyday was a new audition, every relationship an uninitiated audience ready to be entertained.

2.      Compliment people all the time – it makes them feel good and you, too. When we were kids, and even today, Mom always makes a point to compliment others. Whether the waiter at dinner, our teacher, or the person at the front desk of the hotel, they always smiled, but I know that Mom’s joy grew in greater proportion to the compliment given.

3.      As a parent, focus on each child – in the end, you are only as happy as your least happy child. We all needed Mom more than our other siblings at various points in our lives. Until we all were happy mom was not happy, which meant more food for the hungriest, more care for the most ill.

4.      Live a life forging ahead. “There will be time for rest later” Mom would say as we drove from school to basketball then to church. Mom taught us to push through fatigue -- in the end endurance is the key to success.

5.      Talk about your family history – a lot. Don’t be afraid to tell the same story twice. No one else is writing books about your family’s tales and triumphs. Mom strove to leave an indelible impression on her children. She showed us why our roots are unique and gave us pride in our family name. Today Mom brags to her grandchildren how great their parents are. In this way, Mom reinforces reasons to admire Mom and Dad, strengthening respect for the family legacy.

6.      Family starts with taking care of each other. My dad is so appreciative of my Mom’s support, care and encouragement that enabled him to have a fulfilling career with the same company for 60 years. My Mom also looked after her mother until she was 95 -- whenever we moved, Nana moved too…we were never more than five minutes away. My grandmother was lucky to have my mother and vice-versa; they were best friends.

7.      Regret often stems from failing to take a risk. Pursue your passions, step outside of your comfort zone -- many of your limits are self-imposed, and you can transcend them to reach your goals. Mom would say, “If you take a risk and win, it was worthwhile. If you take a risk and lose, you’ve learned a lesson.” The only true failure comes from lack of trying.

8.      Work hard, very hard – but not too hard. Mom grew up with her father’s assiduous work ethic; he built a national business from a single truck. Mom taught us that diligent work was essential, but never before family. While she never begrudged my dad for working late or missing dinner during the week, Mom held weekends, family vacation and children’s special events as absolute necessities.

9.      Sing out loud! Mom had a singing career through her 20s. Whether in the car, or at church singing always brings her much happiness. Mom would say, when it comes to doing what gives you joy, don’t hum…sing out loud! Don’t just sing alone, but among others. Let them see your passion, but also recognize the unique passions of others singing their own song.

10.  Keep the faith. My mother has been a churchgoer her whole life. Whenever the struggles hit, Mom always counted on her faith and the power of prayer. Going to church on Sundays gives her the greatest joy. Speaking with the churchgoers afterwards is equally rich to Mom. Refer back to your belief basics and think positively to create the life that you want.

Moms across the map have lovingly devoted themselves to imparting lessons that provide a compass on the road of life. The legacy of family values you hold close today started generations ago. On Sunday, as you take the time to stop and say thanks to the woman you call “Mom,” recognize not only what she’s taught you, but also that she’s prepared you to add to the legacy.

John O. McManus is a top AV-rated trust and estate planning attorney and founding principal of Tri-State Area-based McManus & Associates.


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Thứ Ba, 26 tháng 3, 2013

Sticking with what works when it comes to Medicare -- lessons for Republicans and Democrats

The Democratic and Republican Congressional budget plans proffered by House and Senate budget committee chairs must be viewed more as acts of political theater than serious fiscal roadmaps. 

Even though symbolic votes have taken place, neither plan has a chance of passing the other chamber or becoming law. 

Making moderate spending cuts while preserving key pro-growth investments in job creation, infrastructure, health care, and education is critical. 

Republicans and Democrats would be wise to recognize the political value of sticking with what works in Medicare.

However, getting the calculus right requires necessary balance and making a point to replicate what's already working. In many ways, this is the key to moving beyond symbolism and ideology in our governing process, and enacting legislative proposals that the American people can really behind.

Consider the example of Medicare, which will be a focal point in every budget debate for the next several years. There are ways to drive cost savings in Medicare while delivering high quality health care for seniors and those with disabilities. 

This has already been tested and proven under the newest major part of Medicare: the Part D drug benefit, which provides prescription drug coverage to millions of seniors and disabled Americans. It relies on private sector competition, has a 90 percent approval rating among seniors and is on track to cost more than $340 billion less during its first 10 years than originally forecast.

And that’s one major place where I've seen problems with various proposals in recent weeks: some of them are focused on gutting Part D. While this often constitutes a talking point both in Washington and on the campaign trail, Republicans and Democrats would be wise to recognize the political value of sticking with what works in Medicare. 

Turning it into a voucher system, despite significant savings over time, isn't the solution as millions (especially those under 56) will be negatively impacted. 

Baby boomers already in retirement and those about to turn 65 are by most accounts paying closer attention as Medicare dominates political news cycles.

The same governing principle also applies to the need for comprehensive fiscal and budgetary reform, as well as an overhaul of the tax code to reduce rates and minimize or eliminate deductions. 

All should happen in a balanced fashion, but Americans will reward those policymakers who address our nation's fiscal challenges head on without going overboard and pursuing policies that will result in greater economic uncertainty. 

This will be increasingly important as the job market continues to improve and the economy finds its footing.

In aggregate, the Democrats’ vision presents a more practical approach to the country’s future. But members of my own party should take into account the importance of striving for balance, without disrupting what's already working. 

For both parties, offering a sincere, realistic and innovative vision for how we drive cost savings will send a signal that Washington is serious about enacting common sense reforms. 

Five months into the new campaign cycle and with the economy beginning to turn around, this can't be discounted.

Douglas E. Schoen has served as a pollster for President Bill Clinton and is currently working with New York City Mayor Michael Bloomberg. He has more than 30 years experience as a pollster and political consultant. He is also a Fox News contributor and co-host of "Fox News Insiders" Sundays on Fox News Channel and Mondays at 10:30 am ET on FoxNews.com Live. He is the author of ten books including,“Hopelessly Divided: The New Crisis in American Politics and What it Means for 2012 and Beyond” (Rowman and Littlefield 2012). Follow Doug on Twitter @DouglasESchoen.


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